{"id":4743,"date":"2022-03-05T10:40:05","date_gmt":"2022-03-05T09:40:05","guid":{"rendered":"https:\/\/bicon.li\/?p=4743"},"modified":"2026-02-09T11:26:51","modified_gmt":"2026-02-09T10:26:51","slug":"krisen-und-der-durchbruch-von-disruptiven-innovationen","status":"publish","type":"post","link":"https:\/\/bicon.li\/en\/2022\/03\/05\/krisen-und-der-durchbruch-von-disruptiven-innovationen\/","title":{"rendered":"Krisen als Katalysatoren f\u00fcr Fortschritt"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Lernen durch Einsicht, Erfahrung und Nachahmung<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Das Lernen ist ein zentraler Mechanismus der menschlichen Entwicklung, der auf drei grundlegenden Ans\u00e4tzen basiert: Einsicht, Erfahrung und Nachahmung. W\u00e4hrend Lernen durch Einsicht als die intelligenteste und zukunftsweisendste Methode gilt, dominieren in der Praxis oft die anderen beiden Ans\u00e4tze. Dies hat tiefgreifende Implikationen f\u00fcr die gesellschaftliche Entwicklung und die Bew\u00e4ltigung globaler Herausforderungen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Lernen durch Einsicht: Ein selten genutztes Potenzial<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lernen durch Einsicht erfordert abstraktes Denken, die F\u00e4higkeit, Zusammenh\u00e4nge zu erkennen, und die Bereitschaft, aus Prognosen zu handeln, bevor negative Konsequenzen eintreten. Diese Art des Lernens ist anspruchsvoll und wird selten in der breiten Masse angewandt. <\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Das Fehlen von Einsicht in kollektiven Entscheidungsprozessen tr\u00e4gt wesentlich zu der Eskalation von Krisen bei, wie beispielsweise der Klimakrise, geopolitischen Konflikten oder Pandemien.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">Lernen durch Erfahrung: Ein unvermeidbarer Weg<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Die Menschheit scheint oft gezwungen zu sein, durch Erfahrung zu lernen. Globale Krisen wie die COVID-19-Pandemie und der Ukraine-Konflikt dienen als eindr\u00fcckliche Beispiele. W\u00e4hrend der Pandemie wurde deutlich, dass Gesch\u00e4ftsreisen in vielen F\u00e4llen vermeidbar sind und Homeoffice-Modelle nicht nur machbar, sondern auch vorteilhaft sein k\u00f6nnen. Ebenso hat die St\u00f6rung globaler Lieferketten das Bewusstsein f\u00fcr deren Verletzlichkeit und Abh\u00e4ngigkeiten gesch\u00e4rft.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Die Ukraine-Krise hat die Abh\u00e4ngigkeit von fossilen Energietr\u00e4gern in den Fokus ger\u00fcckt und zu einem beschleunigten Umdenken in Richtung erneuerbarer Energien gef\u00fchrt. Diese Erfahrungen verdeutlichen, dass Krisen oft als Weckrufe fungieren, die notwendige Ver\u00e4nderungen erzwingen.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Krisen als Treiber disruptiver Innovationen<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Eine positive Folge von Krisen ist ihre Rolle als Katalysatoren f\u00fcr disruptive Innovationen. Solche Innovationen \u2013 wie digitale Kollaborationsformen, mobile Zahlungssysteme, neue Technologien zur Energieproduktion und -speicherung oder Elektromobilit\u00e4t \u2013 ver\u00e4ndern M\u00e4rkte und Strukturen radikal und schnell. <\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Sie bieten nicht nur L\u00f6sungen f\u00fcr aktuelle Probleme, sondern adressieren auch langfristige Herausforderungen wie den Klimawandel und die Luftverschmutzung.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fazit: Vorw\u00e4rts zu einer besseren Normalit\u00e4t<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Die wiederkehrenden Krisen der letzten Jahre verdeutlichen, dass der Menschheit oft die Einsicht fehlt, pr\u00e4ventiv zu handeln. Dennoch bleibt die Hoffnung, dass diese Erfahrungen langfristig zu einem Umdenken f\u00fchren. Die gr\u00f6sste Herausforderung wird sein, die w\u00e4hrend der Krisen angestossenen Ver\u00e4nderungen dauerhaft zu verankern und nicht in alte Muster zur\u00fcckzufallen.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Die Devise sollte nicht \"back to normal\", sondern \"forward to better\" lauten. Nur so k\u00f6nnen wir sicherstellen, dass die Lektionen, die wir aus den Krisen gelernt haben, zu einer nachhaltigeren und resilienteren Zukunft f\u00fchren.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>Lernen durch Einsicht, Erfahrung und Nachahmung Das Lernen ist ein ... <\/p>\n<p class=\"read-more-container\"><a title=\"Krisen als Katalysatoren f\u00fcr Fortschritt\" class=\"read-more button\" href=\"https:\/\/bicon.li\/en\/2022\/03\/05\/krisen-und-der-durchbruch-von-disruptiven-innovationen\/#more-4743\" aria-label=\"Read more about Krisen als Katalysatoren f\u00fcr Fortschritt\">Read Article<\/a><\/p>","protected":false},"author":1,"featured_media":5401,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uag_custom_page_level_css":"","ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","generate_page_header":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[23,16],"tags":[30],"class_list":["post-4743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-innovation","category-strategy","tag-german","infinite-scroll-item","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","no-featured-image-padding"],"featured_image_src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/12\/img_8794.png?fit=1024%2C624&ssl=1","author_info":{"display_name":"Volkmar Ritter","author_link":"https:\/\/bicon.li\/en\/author\/wm\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Krisen als Katalysatoren f\u00fcr Fortschritt | BICon<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bicon.li\/en\/2022\/03\/05\/krisen-und-der-durchbruch-von-disruptiven-innovationen\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Krisen als Katalysatoren f\u00fcr Fortschritt | BICon\" \/>\n<meta property=\"og:description\" content=\"Lernen durch Einsicht, Erfahrung und Nachahmung Das Lernen ist ein ... 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Aktuell wird in der Gesch\u00e4ftswelt Agilit\u00e4t h\u00e4ufig als das Allheilmittel f\u00fcr den Erfolg angesehen. Unternehmen streben danach, proaktiv und innovativ zu sein, um sich den schnellen Ver\u00e4nderungen und Herausforderungen des Marktes anzupassen. 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Es gibt im Banking viele Beispiele von Innovationen f\u00fcr zus\u00e4tzliche Effizienz. Man denke beispielsweise an Neo-Banken, SEPA Instant Payments, elektronische B\u00f6rsen, Trading Apps oder Robo-Advisors. Alle befassen sich mit klassischen Bankprodukten und -services\u2026","rel":"","context":"In &quot;Artificial Intelligence&quot;","block_context":{"text":"Artificial Intelligence","link":"https:\/\/bicon.li\/en\/category\/artificialintelligence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":2236,"url":"https:\/\/bicon.li\/en\/2019\/11\/16\/quo-vadis-banking\/","url_meta":{"origin":4743,"position":2},"title":"Quo vadis, Banking?","author":"Volkmar Ritter","date":"2019-11-16","format":false,"excerpt":"Wer hat bereits eine geb\u00fchrenfreie Debit Karte von Revolut und freut sich jedes Mal im Ausland dar\u00fcber, dass man nun einen Devisenkurs wie die Banken, ohne kostspielige Margen bekommt? Die Smartphone-Bank Revolut hat im letzten Jahr auch hierzulande m\u00e4chtig zugelegt. Auch weitere Anbieter sind auf Kundenfang und das mit, zumindest\u2026","rel":"","context":"In &quot;Client Management&quot;","block_context":{"text":"Client Management","link":"https:\/\/bicon.li\/en\/category\/clientmanagement\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2020\/10\/img_5569.jpg?fit=700%2C467&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2020\/10\/img_5569.jpg?fit=700%2C467&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2020\/10\/img_5569.jpg?fit=700%2C467&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2020\/10\/img_5569.jpg?fit=700%2C467&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":8357,"url":"https:\/\/bicon.li\/en\/2026\/03\/30\/etfs-oder-einzelaktien-zwei-robo-advisors-im-vergleich\/","url_meta":{"origin":4743,"position":3},"title":"ETFs oder Einzelaktien? Zwei Robo-Advisors im Vergleich","author":"Volkmar Ritter","date":"2026-03-30","format":false,"excerpt":"Zwei Robo-Advisors im Vergleich: Revolut vs. wiLLBe by LLB Banking Summary Beide Robo-Advisors stehen exemplarisch f\u00fcr die neue Generation der digitalen Verm\u00f6gensverwaltung: vollautomatisiert mobile-first & skalierbar mit wachsender Bedeutung von Nachhaltigkeit (bei Revolut optional) Doch entscheidend ist nicht die Oberfl\u00e4che \u2013 sondern die Logik dahinter. Die Portfolioumsetzung unterscheidet sich fundamental:\u2026","rel":"","context":"In &quot;Asset Management&quot;","block_context":{"text":"Asset Management","link":"https:\/\/bicon.li\/en\/category\/assetmanagement\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2026\/03\/Revolut-vs-wiLLBe-scaled.png?fit=1200%2C561&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2026\/03\/Revolut-vs-wiLLBe-scaled.png?fit=1200%2C561&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2026\/03\/Revolut-vs-wiLLBe-scaled.png?fit=1200%2C561&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2026\/03\/Revolut-vs-wiLLBe-scaled.png?fit=1200%2C561&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2026\/03\/Revolut-vs-wiLLBe-scaled.png?fit=1200%2C561&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9365,"url":"https:\/\/bicon.li\/en\/2026\/05\/28\/ai-assisted-software-development-bei-bicon\/","url_meta":{"origin":4743,"position":4},"title":"AI Assisted Software Development mit BICon","author":"BICon","date":"2026-05-28","format":false,"excerpt":"Die Geschwindigkeit, mit der heute digitale L\u00f6sungen entwickelt werden k\u00f6nnen, ver\u00e4ndert die Softwareindustrie fundamental. 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Zeit, dieses Thema etwas zu beleuchten. IT- & Gesch\u00e4ftsprozess-Outsourcing bei Banken ist ein sehr weitgehender Begriff. 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