{"id":1466,"date":"2018-11-16T20:15:58","date_gmt":"2018-11-16T19:15:58","guid":{"rendered":"https:\/\/bicon.li\/?p=1466"},"modified":"2026-05-15T08:03:26","modified_gmt":"2026-05-15T06:03:26","slug":"token-oekonomie","status":"publish","type":"post","link":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/","title":{"rendered":"Token-\u00d6konomie"},"content":{"rendered":"

Im Vernehmlassungsbericht der Liechtensteinischen Regierung zum Blockchain-Gesetz wird oft die Token-\u00d6konomie und deren Anwendungspotential angef\u00fchrt. Ich werde versuchen anhand einer Anwendung, bei der keine physischen G\u00fcter oder Anteilsrechte an den Token gebunden sind, die neuartigen M\u00f6glichkeiten einer solchen Token-\u00d6konomie zu skizzieren.<\/p>\n

Partizipation<\/strong> und Mitbestimmung aller Stakeholder<\/strong><\/h3>\n

Ein Social-Media-Netzwerk ist im Entstehen und verteilt sogenannte Token an die Benutzer f\u00fcr die Inhalte, welche diese in das Netzwerk stellen. Ein ausgekl\u00fcgelter Algorithmus bestimmt dabei wie erfolgreich oder wertvoll jeder Beitrag ist. Es werden aber nicht nur Inhalte belohnt, sondern auch Kunden und Benutzer, welche wiederum neue Teilnehmer in das Netzwerk bringen. Des Weiteren besteht auch die M\u00f6glichkeit, sich an der Weiterentwicklung des Netzwerkes in Form von Programmierung zu beteiligen, wie man dies von Open Source Software Projekten kennt. Auch hier wird jede Mehrwert schaffende Kontribution mit Token belohnt.<\/p>\n

Nehmen wir an, dieses Netzwerk ist erfolgreich und hat sich eine f\u00fcr Werbung interessante Community geschaffen. Anders als auf aktuellen Plattformen, wie beispielsweise Facebook, muss diese Werbung aber mit dem netzwerkeigenen Token bezahlt werden. Der Werbetreibende muss also solche Token direkt oder indirekt erstehen, um seine Werbung zu schalten. Verk\u00e4ufer dieser Token sind alle, die solche w\u00e4hrend des Auf- und Ausbaus des Netzwerkes erhalten haben. K\u00e4ufer sowie Verk\u00e4ufer k\u00f6nnen nat\u00fcrlich auch reine Investoren sein. Somit h\u00e4tten wir Angebot und Nachfrage f\u00fcr diese Token, welche nun auf einer oder mehreren B\u00f6rsen gehandelt werden. Die Gr\u00fcnder des Netzwerkes werden auch f\u00fcr sich selbst einen Teil der Token einbehalten, um ebenfalls zu partizipieren.<\/p>\n

Einen Schritt weiter k\u00f6nnen auch alle Inhaber von Token bei der strategischen Weiterentwicklung des Netzwerkes mitbestimmen.<\/p><\/blockquote>\n

Es wird via Blockchain abgestimmt. Je mehr Token man besitzt, umso mehr Gewicht hat die Stimme. Organisiert ist das Netzwerk in Form einer Stiftung.<\/p>\n

Vergleichen wir das oben skizzierte Netzwerk mit den heute bekannten Organisations- und Investitionsformen, zeigen sich doch grundlegende Unterschiede.<\/p>\n

Alle Stakeholder, also Benutzer, Kunden, Promotoren, Gr\u00fcnder, Software-Entwickler, Investoren etc. werden in einer solchen Participating Economy f\u00fcr ihre Beitr\u00e4ge marktwirtschaftlich entlohnt.<\/p><\/blockquote>\n

Durch die faire Partizipation sind alle Teilnehmer daran interessiert, dass sich das Netzwerk erfolgreich und nachhaltig weiterentwickelt. Dies ist, wenn man die Wirtschaftsnachrichten liest, heute oft nicht der Fall. Es sei an die sich in j\u00fcngerer Zeit h\u00e4ufenden negativen Schlagzeilen betreffend der grossen Technologie-Unternehmen erinnert. Die Ausgestaltung sowie laufende Verbesserung eines alle Beteiligten zufriedenstellenden Partizipationsschemas (Verteilungsalgorithmus der Token) ist sicherlich die herausfordernde, aber auch interessante Aufgabe in einem solchen Netzwerk.<\/p>\n

Umsetzung in der Praxis<\/strong><\/h3>\n

Man kann sich nat\u00fcrlich fragen, warum solche Anwendungen nicht schon erfolgreich umgesetzt wurden. Hierf\u00fcr gibt es kulturelle wie auch technische Gr\u00fcnde. Kulturell ist beispielsweise das Bewusstsein der Benutzer und anderer Stakeholder, dass sie eine Partizipation einfordern sollten, f\u00fcr beispielsweise das Erstellen von Inhalten und Informationen, noch zu wenig ausgepr\u00e4gt. Technisch ist die Blockchain in vielen Punkten noch zu wenig ausgereift, um ein benutzerfreundliches und kosteng\u00fcnstiges Token-Verteilungsmodell praktikabel zu erm\u00f6glichen. Beide H\u00fcrden zu \u00fcberwinden d\u00fcrfte aber nur eine Frage der Zeit sein.<\/p>\n

Die praktische Frage ist nun, inwieweit solche Anwendungen oder Teile daraus auch in Gesch\u00e4ftsmodellen, welche nicht auf einer online Community basieren, zum Einsatz kommen k\u00f6nnen?<\/p><\/blockquote>\n

Dies gilt es zu erarbeiten, um die Vielzahl an Dienstleistungen in Bezug auf die Token-\u00d6konomie gem\u00e4ss der Vernehmlassungsvorlage eine Realit\u00e4t werden zu lassen, speziell auch in Liechtenstein.<\/p>\n

Publiziert in Wirtschaftregional vom 16.11.2018<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Im Vernehmlassungsbericht der Liechtensteinischen Regierung zum Blockchain-Gesetz wird oft die ... <\/p>\n

Read Article<\/a><\/p>","protected":false},"author":1,"featured_media":1495,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uag_custom_page_level_css":"","ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","generate_page_header":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[17,16],"tags":[30,71],"class_list":["post-1466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain","category-strategy","tag-german","tag-wirtschaft-regional-kolumne","infinite-scroll-item","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-50","no-featured-image-padding"],"featured_image_src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","author_info":{"display_name":"Volkmar Ritter","author_link":"https:\/\/bicon.li\/en\/author\/wm\/"},"yoast_head":"\nToken-\u00d6konomie | BICon<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Token-\u00d6konomie | BICon\" \/>\n<meta property=\"og:description\" content=\"Im Vernehmlassungsbericht der Liechtensteinischen Regierung zum Blockchain-Gesetz wird oft die ... Artikel lesen\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/\" \/>\n<meta property=\"og:site_name\" content=\"BICon\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BIConConsulting\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/volkmar.ritter\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-16T19:15:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-15T06:03:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"776\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Volkmar Ritter\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@volkmarritter\" \/>\n<meta name=\"twitter:site\" content=\"@BIConConsulting\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Volkmar Ritter\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/\"},\"author\":{\"name\":\"Volkmar Ritter\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#\\\/schema\\\/person\\\/f87d7a4f4803d1bfc49d3214d82e2b20\"},\"headline\":\"Token-\u00d6konomie\",\"datePublished\":\"2018-11-16T19:15:58+00:00\",\"dateModified\":\"2026-05-15T06:03:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/\"},\"wordCount\":578,\"publisher\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1\",\"keywords\":[\"German\",\"Wirtschaft Regional Kolumne\"],\"articleSection\":[\"Blockchain\",\"Strategie & Zukunft\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/\",\"url\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/\",\"name\":\"Token-\u00d6konomie | BICon\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1\",\"datePublished\":\"2018-11-16T19:15:58+00:00\",\"dateModified\":\"2026-05-15T06:03:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2018\\\/11\\\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1\",\"width\":1500,\"height\":776},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/2018\\\/11\\\/16\\\/token-oekonomie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bicon.li\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Token-\u00d6konomie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/bicon.li\\\/en\\\/\",\"name\":\"BICon\",\"description\":\"Business & IT Consulting for the Financial Industry\",\"publisher\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bicon.li\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#organization\",\"name\":\"BICon\",\"url\":\"https:\\\/\\\/bicon.li\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2015\\\/08\\\/logo.png?fit=600%2C106&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/bicon.li\\\/wp-content\\\/uploads\\\/2015\\\/08\\\/logo.png?fit=600%2C106&ssl=1\",\"width\":600,\"height\":106,\"caption\":\"BICon\"},\"image\":{\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/BIConConsulting\\\/\",\"https:\\\/\\\/x.com\\\/BIConConsulting\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/7082461\\\/admin\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/bicon.li\\\/en\\\/#\\\/schema\\\/person\\\/f87d7a4f4803d1bfc49d3214d82e2b20\",\"name\":\"Volkmar Ritter\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/bicon.li\\\/wp-content\\\/litespeed\\\/avatar\\\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789\",\"url\":\"https:\\\/\\\/bicon.li\\\/wp-content\\\/litespeed\\\/avatar\\\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789\",\"contentUrl\":\"https:\\\/\\\/bicon.li\\\/wp-content\\\/litespeed\\\/avatar\\\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789\",\"caption\":\"Volkmar Ritter\"},\"sameAs\":[\"http:\\\/\\\/www.bicon.li\",\"https:\\\/\\\/www.facebook.com\\\/volkmar.ritter\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/volkmarritter\\\/\",\"https:\\\/\\\/x.com\\\/volkmarritter\"],\"url\":\"https:\\\/\\\/bicon.li\\\/en\\\/author\\\/wm\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Token-\u00d6konomie | BICon","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/","og_locale":"en_GB","og_type":"article","og_title":"Token-\u00d6konomie | BICon","og_description":"Im Vernehmlassungsbericht der Liechtensteinischen Regierung zum Blockchain-Gesetz wird oft die ... Artikel lesen","og_url":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/","og_site_name":"BICon","article_publisher":"https:\/\/www.facebook.com\/BIConConsulting\/","article_author":"https:\/\/www.facebook.com\/volkmar.ritter","article_published_time":"2018-11-16T19:15:58+00:00","article_modified_time":"2026-05-15T06:03:26+00:00","og_image":[{"width":1500,"height":776,"url":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","type":"image\/jpeg"}],"author":"Volkmar Ritter","twitter_card":"summary_large_image","twitter_creator":"@volkmarritter","twitter_site":"@BIConConsulting","twitter_misc":{"Written by":"Volkmar Ritter","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#article","isPartOf":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/"},"author":{"name":"Volkmar Ritter","@id":"https:\/\/bicon.li\/en\/#\/schema\/person\/f87d7a4f4803d1bfc49d3214d82e2b20"},"headline":"Token-\u00d6konomie","datePublished":"2018-11-16T19:15:58+00:00","dateModified":"2026-05-15T06:03:26+00:00","mainEntityOfPage":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/"},"wordCount":578,"publisher":{"@id":"https:\/\/bicon.li\/en\/#organization"},"image":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","keywords":["German","Wirtschaft Regional Kolumne"],"articleSection":["Blockchain","Strategie & Zukunft"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/","url":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/","name":"Token-\u00d6konomie | BICon","isPartOf":{"@id":"https:\/\/bicon.li\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#primaryimage"},"image":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","datePublished":"2018-11-16T19:15:58+00:00","dateModified":"2026-05-15T06:03:26+00:00","breadcrumb":{"@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#primaryimage","url":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","width":1500,"height":776},{"@type":"BreadcrumbList","@id":"https:\/\/bicon.li\/en\/2018\/11\/16\/token-oekonomie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bicon.li\/en\/"},{"@type":"ListItem","position":2,"name":"Token-\u00d6konomie"}]},{"@type":"WebSite","@id":"https:\/\/bicon.li\/en\/#website","url":"https:\/\/bicon.li\/en\/","name":"BICon","description":"Business & IT Consulting for the Financial Industry","publisher":{"@id":"https:\/\/bicon.li\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bicon.li\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/bicon.li\/en\/#organization","name":"BICon","url":"https:\/\/bicon.li\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/bicon.li\/en\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2015\/08\/logo.png?fit=600%2C106&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2015\/08\/logo.png?fit=600%2C106&ssl=1","width":600,"height":106,"caption":"BICon"},"image":{"@id":"https:\/\/bicon.li\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/BIConConsulting\/","https:\/\/x.com\/BIConConsulting","https:\/\/www.linkedin.com\/company\/7082461\/admin\/"]},{"@type":"Person","@id":"https:\/\/bicon.li\/en\/#\/schema\/person\/f87d7a4f4803d1bfc49d3214d82e2b20","name":"Volkmar Ritter","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/bicon.li\/wp-content\/litespeed\/avatar\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789","url":"https:\/\/bicon.li\/wp-content\/litespeed\/avatar\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789","contentUrl":"https:\/\/bicon.li\/wp-content\/litespeed\/avatar\/d2146d0239f250deff091ba5ec974d50.jpg?ver=1781256789","caption":"Volkmar Ritter"},"sameAs":["http:\/\/www.bicon.li","https:\/\/www.facebook.com\/volkmar.ritter","https:\/\/www.linkedin.com\/in\/volkmarritter\/","https:\/\/x.com\/volkmarritter"],"url":"https:\/\/bicon.li\/en\/author\/wm\/"}]}},"author_meta":{"display_name":"Volkmar Ritter","author_link":"https:\/\/bicon.li\/en\/author\/wm\/"},"featured_img":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=600%2C310&ssl=1","jetpack_featured_media_url":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1","uagb_featured_image_src":{"full":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1",1500,776,false],"thumbnail":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=600%2C310&ssl=1",600,310,true],"medium_large":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=768%2C397&ssl=1",768,397,true],"large":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1024%2C529&ssl=1",1024,529,true],"1536x1536":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1",1500,776,true],"2048x2048":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=1500%2C776&ssl=1",1500,776,true],"trp-custom-language-flag":["https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2018\/11\/Token%C3%96konomie-e1542645990642.jpg?fit=18%2C9&ssl=1",18,9,true]},"uagb_author_info":{"display_name":"Volkmar Ritter","author_link":"https:\/\/bicon.li\/en\/author\/wm\/"},"uagb_comment_info":0,"uagb_excerpt":"Im Vernehmlassungsbericht der Liechtensteinischen Regierung zum Blockchain-Gesetz wird oft die ... Artikel lesen","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/bicon.li\/en\/category\/blockchain\/\" class=\"advgb-post-tax-term\">Blockchain<\/a>","<a href=\"https:\/\/bicon.li\/en\/category\/strategy\/\" class=\"advgb-post-tax-term\">Strategie & Zukunft<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Blockchain<\/span>","<span class=\"advgb-post-tax-term\">Strategie & Zukunft<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/bicon.li\/en\/category\/strategy\/\" class=\"advgb-post-tax-term\">German<\/a>","<a href=\"https:\/\/bicon.li\/en\/category\/strategy\/\" class=\"advgb-post-tax-term\">Wirtschaft Regional Kolumne<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">German<\/span>","<span class=\"advgb-post-tax-term\">Wirtschaft Regional Kolumne<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 8 years ago","modified":"Updated 4 weeks ago"},"absolute_dates":{"created":"Posted on 2018-11-16","modified":"Updated on 2026-05-15"},"absolute_dates_time":{"created":"Posted on 2018-11-16 20:15","modified":"Updated on 2026-05-15 8:03"},"featured_img_caption":"","series_order":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p9UXv9-nE","jetpack-related-posts":[{"id":3142,"url":"https:\/\/bicon.li\/en\/2021\/02\/02\/defi\/","url_meta":{"origin":1466,"position":0},"title":"DeFi und der innere Wert von Crypto \u00abW\u00e4hrungen\u00bb","author":"Volkmar Ritter","date":"2021-02-02","format":false,"excerpt":"Im Schatten der Schlagzeilen zu Kursfeuerwerken von Bitcoin, Tesla sowie von Technologie Investments im Allgemeinen, fand die wahrscheinlich gr\u00f6sste Blockchain Innovation des letzten Jahres und der damit verbundene Kursanstieg nur wenig Erw\u00e4hnung in den Massenmedien: DeFi. Dieses K\u00fcrzel steht f\u00fcr Decentralized Finance. DeFi und Ethereum Um was geht es? Auf\u2026","rel":"","context":"In "Blockchain"","block_context":{"text":"Blockchain","link":"https:\/\/bicon.li\/en\/category\/blockchain\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/01\/img_6447-e1612095281279.jpg?fit=1200%2C795&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/01\/img_6447-e1612095281279.jpg?fit=1200%2C795&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/01\/img_6447-e1612095281279.jpg?fit=1200%2C795&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/01\/img_6447-e1612095281279.jpg?fit=1200%2C795&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/01\/img_6447-e1612095281279.jpg?fit=1200%2C795&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3588,"url":"https:\/\/bicon.li\/en\/2021\/03\/17\/die-zukunft-des-digital-banking\/","url_meta":{"origin":1466,"position":1},"title":"Die Zukunft des Digital Banking","author":"Volkmar Ritter","date":"2021-03-17","format":false,"excerpt":"Da das Banking Gesch\u00e4ft per se digital stattfindet, sind Banken schon seit Jahrzehnten mit der Digitalisierung im urspr\u00fcnglichen Sinne, also dem digitalen Verarbeiten von ehemals analogen Informationen (EDV), besch\u00e4ftigt. Auch die digitale Vernetzung von Markteilnehmern \u00fcber die Unternehmensgrenze hinaus ist in der Bankenwelt nichts wirklich Neues, eher schon so alt,\u2026","rel":"","context":"In "Client Management"","block_context":{"text":"Client Management","link":"https:\/\/bicon.li\/en\/category\/clientmanagement\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/03\/Digital-Banking-1.jpg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/03\/Digital-Banking-1.jpg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/03\/Digital-Banking-1.jpg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/03\/Digital-Banking-1.jpg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/03\/Digital-Banking-1.jpg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3835,"url":"https:\/\/bicon.li\/en\/2021\/04\/15\/defi-p-e-ratios\/","url_meta":{"origin":1466,"position":2},"title":"DeFi \u00abP\/E Ratios\u00bb compared to Tech Stocks","author":"Volkmar Ritter","date":"2021-04-15","format":false,"excerpt":"Since the supply-side revenues (blue) are given to the lenders, liquidity providers etc. they are not relevant earnings wise.Under the admittedly idealistic assumption that all protocol revenue (red) remains within the protocol (no pay-outs to non-token holders) and is a 100% reflected as profit in the protocol token, the following\u2026","rel":"","context":"In "Blockchain"","block_context":{"text":"Blockchain","link":"https:\/\/bicon.li\/en\/category\/blockchain\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/04\/9A357C4B-584D-4002-8B0E-191DDECAB880.jpeg?fit=1200%2C629&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/04\/9A357C4B-584D-4002-8B0E-191DDECAB880.jpeg?fit=1200%2C629&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/04\/9A357C4B-584D-4002-8B0E-191DDECAB880.jpeg?fit=1200%2C629&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/04\/9A357C4B-584D-4002-8B0E-191DDECAB880.jpeg?fit=1200%2C629&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2021\/04\/9A357C4B-584D-4002-8B0E-191DDECAB880.jpeg?fit=1200%2C629&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":5396,"url":"https:\/\/bicon.li\/en\/2022\/12\/23\/disruptive-digitale-innovationen-im-banking\/","url_meta":{"origin":1466,"position":3},"title":"Disruptive Digitale Innovationen im Banking","author":"Volkmar Ritter","date":"2022-12-23","format":false,"excerpt":"Digitale Innovationen verfolgen grunds\u00e4tzlich zwei Ziele: Mehr Effizienz und Automatisierung einerseits sowie Markt-, Service- und Produktneuheiten andererseits. Es gibt im Banking viele Beispiele von Innovationen f\u00fcr zus\u00e4tzliche Effizienz. Man denke beispielsweise an Neo-Banken, SEPA Instant Payments, elektronische B\u00f6rsen, Trading Apps oder Robo-Advisors. Alle befassen sich mit klassischen Bankprodukten und -services\u2026","rel":"","context":"In "Artificial Intelligence"","block_context":{"text":"Artificial Intelligence","link":"https:\/\/bicon.li\/en\/category\/artificialintelligence\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2022\/03\/img_2467.jpg?fit=1200%2C711&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":5194,"url":"https:\/\/bicon.li\/en\/2022\/11\/13\/minimum-viable-decentralization\/","url_meta":{"origin":1466,"position":4},"title":"Minimum Viable Decentralization (MvD): A Framework for Evaluating Decentralized Finance (DeFi) Protocols","author":"Volkmar Ritter","date":"2022-11-13","format":false,"excerpt":"The concept of Decentralized Finance (DeFi) has gained considerable attention as a transformative force in the financial sector, leveraging blockchain technology to offer financial services without traditional intermediaries. However, many projects labeled as \"DeFi\" exhibit significant centralization in key areas, leading to confusion about what truly constitutes decentralization. To address\u2026","rel":"","context":"In "Blockchain"","block_context":{"text":"Blockchain","link":"https:\/\/bicon.li\/en\/category\/blockchain\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2023\/11\/Strategy-1.webp?fit=1200%2C686&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2023\/11\/Strategy-1.webp?fit=1200%2C686&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2023\/11\/Strategy-1.webp?fit=1200%2C686&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2023\/11\/Strategy-1.webp?fit=1200%2C686&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2023\/11\/Strategy-1.webp?fit=1200%2C686&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1101,"url":"https:\/\/bicon.li\/en\/2017\/11\/24\/paradigmenwechsel-blockchain\/","url_meta":{"origin":1466,"position":5},"title":"Paradigmenwechsel Blockchain","author":"Volkmar Ritter","date":"2017-11-24","format":false,"excerpt":"Erinnern wir uns daran, wie zu Beginn des Internets am Ende des letzten Jahrtausends das Aussterben des Mittelsmanns prophezeit wurde, da man nun alles direkt erledigen k\u00f6nne. Eingetreten ist aber das Gegenteil. Die Mittelsm\u00e4nner haben heute oftmals nat\u00fcrliche Monopole geschaffen und Gr\u00f6ssen erreicht, welche dazumals noch unvorstellbar waren, denken wir\u2026","rel":"","context":"In "Blockchain"","block_context":{"text":"Blockchain","link":"https:\/\/bicon.li\/en\/category\/blockchain\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2017\/11\/765F2C1E-206E-4EC8-8584-8B837B181329-e1612261911253.jpeg?fit=800%2C560&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2017\/11\/765F2C1E-206E-4EC8-8584-8B837B181329-e1612261911253.jpeg?fit=800%2C560&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2017\/11\/765F2C1E-206E-4EC8-8584-8B837B181329-e1612261911253.jpeg?fit=800%2C560&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/bicon.li\/wp-content\/uploads\/2017\/11\/765F2C1E-206E-4EC8-8584-8B837B181329-e1612261911253.jpeg?fit=800%2C560&ssl=1&resize=700%2C400 2x"},"classes":[]}],"publishpress_future_action":{"enabled":false,"date":"2026-06-20 00:03:43","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/posts\/1466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/comments?post=1466"}],"version-history":[{"count":0,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/posts\/1466\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/media\/1495"}],"wp:attachment":[{"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/media?parent=1466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/categories?post=1466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bicon.li\/en\/wp-json\/wp\/v2\/tags?post=1466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}